Flat fee MLS vs traditional listing — it’s one of the most important comparisons Folsom home sellers need to consider. If you’re preparing to list your home, understanding how each model works can help you save thousands in commission and choose the best path forward.
How much will it cost to list my home—and how much can I keep in my pocket?
For decades, the default answer was to hire a traditional agent and pay 2.5% to 3% of your home’s value in commission. But as more sellers look for smarter, leaner ways to move through the selling process, flat fee MLS listings have become an attractive alternative. At Folsom Flat Fee, we offer a full-service real estate solution without the high percentage-based listing commission.
In this post, we’ll break down how flat fee MLS compares to traditional listings, how the pricing models work, and exactly how much Folsom homeowners stand to save by switching.
What Are You Really Paying for With a Traditional Listing?
A traditional real estate agent typically charges a 2.5%–3% listing commission, which is calculated as a percentage of your final sale price. That means:
- On a $600,000 home, you’ll pay $15,000–$18,000
- On a $900,000 home, that jumps to $22,500–$27,000
- On a $1.5M property, you’re looking at $37,500–$45,000
And remember—that’s just for the listing side. If the buyer is represented by an agent, you may also pay another 2%–2.5% in buyer-side commission.
What Does a Flat Fee MLS Listing Cost?
At Folsom Flat Fee, we offer MLS listing plans starting at just $7,000, with full-service support available for up to $10,000—depending on the level of marketing, media, and open house coordination you need.
Unlike traditional agents, we charge a fixed rate, not a percentage of your home’s value. Whether you’re selling a $600K townhome in Prairie Oaks or a $2M custom estate in Empire Ranch, the cost of listing your home remains transparent, predictable, and tailored to your needs.
👉 Compare all flat fee MLS plans here
Curious how flat fee MLS vs traditional listing models impact your total costs? Let’s break it down with real examples.
Flat Fee MLS vs Traditional Listing – Cost Breakdown for Folsom Sellers
Let’s run the numbers side by side to compare traditional listing commissions with our flat fee model.
| Home Sale Price | Traditional Listing (2.5%) | Folsom Flat Fee MLS | Estimated Savings* |
|---|---|---|---|
| $600,000 | $15,000 | $7,000 – $10,000 | $5,000 – $8,000+ |
| $900,000 | $22,500 | $7,000 – $10,000 | $12,500 – $15,500+ |
| $1,200,000 | $30,000 | $7,000 – $10,000 | $20,000 – $23,000+ |
| $2,000,000 | $50,000 | $7,000 – $10,000 | $40,000 – $43,000+ |
💡 Note: The figures above reflect listing-side savings only. Offering a buyer’s agent commission is optional and can be customized to your strategy. Savings shown represent real cost differences between commission-based and flat fee models at typical Folsom price points. Pricing referenced is based on 2025 rates and may be subject to change. For the most current plan details, please visit our Flat Fee MLS Plans & Pricing page.
What’s Included in a Flat Fee MLS Listing?
What’s Included in Our Flat Fee MLS Service?
There’s a common myth that flat fee MLS services are limited. Not true.
Our plans at Folsom Flat Fee include:
- MLS listing syndicated to Zillow®, Redfin, Realtor.com®, and more
- High-quality photography and marketing coordination
- Pricing strategy and listing setup
- Showing coordination and open house support
- Offer management, counter strategy, and negotiation
- Escrow management, disclosure paperwork, and closing guidance
Whether you’re listing a $500K starter home or a $2.5M luxury estate, you’re backed by a licensed broker from start to finish. Many sellers assume that flat fee MLS vs traditional listing means sacrificing service—but in our case, you’re getting full broker support from day one.
Why This Matters in Folsom
Home values in Folsom have risen steadily in recent years. Higher sale prices mean traditional commission models are eating into more of your equity.
For example:
- Homes in Lexington Hills often sell around $900K+
- Newer homes in Folsom Ranch can easily surpass $1M
- Custom estates in Empire Ranch routinely exceed $2M
Using a flat fee structure could mean tens of thousands saved—money you can apply to your next home or keep for your family.
Is There a Catch?
No. You get the same professional exposure, broker support, and contract management that traditional agents provide—just without paying a percentage.
Our team doesn’t operate under a national franchise. We’re a locally-based, licensed California brokerage with no hidden splits or inflated fees.
Bottom Line: Flat Fee = Real Savings
If you’re preparing to list your home in Folsom, a flat fee MLS listing can help you:
- Sell with confidence
- Maximize your home’s exposure
- Keep more of your hard-earned equity
Whether you’re weighing flat fee MLS vs traditional listing options or ready to take the next step, our transparent pricing and local support make it easy to move forward. Flat fee MLS vs traditional listing models continue to gain traction among Folsom sellers looking for more control and better cost efficiency.
👉 View Flat Fee MLS Plans & Pricing
👉 Schedule a Free Consultation
